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Wednesday, July 9, 2014

5 Ways to Deal with Mumbai Monsoon

Mumbai monsoon can get menacing at times. The island city takes its original shape in every monsoon when rain water gets difficult to drain out, caused by raised levels of sea around the city. A true Mumbaikar would know how to deal with the messy monsoon. For someone who is new to the city, few tips will be handy and help them to fight the monsoon says Sachin Karpe

Mumbai, the financial capital of India in awake 24x7, mostly because the working streak never dies and the city remains active all the time in a bid to make more money.

Tip1: Remain armed with umbrellas and raincoats. Rains could begin lashing city anytime, therefore carry your rainy protection Umbrellas and rain coats all the time.

Tip 2: Monsoons render the city still. Trains come to stop due to floods on track and roads get flooded causing traffic jams. In such situations, do no worry and rush back home as it will only cause more panic without any solution. Rains will stop when they have to, till then wait till your office. 

Tip 3: Have spare clothes and some titbits stocked in your office cabinet. As rains arrive suddenly, your could get wet at any given time. With spare clothes around, it is easier to change so one does not fall sick wearing wet clothes.

Tip 4: Certain high tide days are to be watched out for. On such days, sea level rises and rain water doesn’t drain out. These days can cause a lot of trouble. Stay indoors on such days.

Tip 5: Enjoy it as much as you can by taking fun trips to Sahyadris which becomes lush green during monsoon. The greenery is worth appreciating as it occurs once a year.

Tuesday, July 8, 2014

Benefits of Current Account by Sachin Karpe

It is extremely essential for an individual to open a bank account in order to manage his day to day financial activities.

There are different types of accounts a bank has to offer. Viz. Savings or Current, which are two primary offerings by a bank

Current bank account is opened by businessmen who have a higher number of regular transactions with the bank and saving account is opened by people who are more interested in getting returns on the amount they put in a bank.

Sachin Karpe focuses on few advantages of why one should open a current account 

Advantages of Current Bank accounts:
  • Current account is mainly opened for businessmen such as proprietors, partnership firms, public and private companies, trust, association of persons, etc. that has a large number of day to day transactions
  • A businessman has no limit on withdrawing the amount
  • It gives overdraft (borrowing) facility to the customers for a short period
  • It allows a bank to collect money on behalf of the customers which is then credited to their customers’ current account
  • It allows to transfer funds from multiple locations
  • It allows to deposit and withdraw funds at any location

Monday, July 7, 2014

LG Announced the New Launch of LG G Pad 10.1

Sachin Karpe says LG G Pad 10.1, the largest tablet in LG's G Pad bouquet, has gone global. This model was introduced in June, with features borrowed from company’s other Smartphone. The tablet adorns smart keyboard feature which reduces errors by learning users’ typing habits. The new tablets also borrow the G3's multitasking Dual Window mode, which splits the screen to let users view and use two apps at the same.

Friday, July 4, 2014

Toyota Ethios Limited Edition Hits Road

Etios Exclusive Limited edition by Toyota Kirloskar Motor Pvt Ltd, was launched on Thursday say Sachin Karpe. Onlyn900 sedans have been made available at a price of Rs 5,98,140 (ex-showroom Delhi) for petrol variant and Rs 7,10,240 for diesel variant.

Etios is a much popular vehicle from Toyota Umbrella, enjoying confidence of more than 2 lakh customers in India. The new car comes with a range of features like new front full-chrome grille, new chrome garnish on the taillamp, headlamp and ORVMs.

Wednesday, July 2, 2014

Tax Reform Changes That You Should Be Aware Of!

Since taxes are contribution towards the national income and also to the appraisal of the national economy it is the duty of every individual to the pay their taxes in time. Since there are only 30 days left for it is important for all the individuals to know some key changes that have occurred in this year’s income tax return forms informs Sachin Karpe.

Unlike the previous year’s form, the new forms provide for details to be entered in respect of unclaimed TDS / TCS of the earlier tax year and unclaimed TDS/TCS of the present tax year to be carried forward to the subsequent year.  Also, with an intention to expedite and align the refund process with process applicable to the corporate taxpayers, the new forms have done away with such an option of claiming refund through cheque.  In the new form, the non-corporate taxpayers claiming deduction in respect of bad debts are now required to disclose in their tax return the PAN number of every debtor whose quantum of bad debt exceeds INR 0.1 million.  

Previously, a taxpayer was entitled to set off loss from one source with the income from another source falling within the same head. But in the newly prescribed forms, information in respect of intra head loss adjustment is required to be furnished.  So now before rushing to file your tax returns, it is very important to keep in mind these new changes and act accordingly say Sachin Karpe.